In today’s digital age, almost everything can be done online – from consulting with your doctor through video calls to ordering groceries with just a few taps on your phone. Insurance is no exception to this trend. With the rise of insurtech, many insurance companies now offer their services entirely online or through user-friendly apps. This means you can purchase insurance without ever needing to speak to an agent, even for specialized coverage like motorcycle insurance.
The convenience doesn’t stop there. The age of insurtech has also brought about a wealth of information and guidance for consumers. Whether you’re unsure about how much coverage you need or you’re navigating the insurance-buying process for the first time, digital insurance companies are there to help.
To make your search for the right coverage easier, we’ve researched and compiled a list of the best digital insurance providers available in 2024:
- Best Business Insurance: Next Insurance
- Next Insurance offers online business insurance coverage for various companies and industries, making it easy to protect your small business, whether you have 20 employees or you’re a sole proprietor. Purchasing a policy can take just minutes, and they offer eight types of coverage to choose from.
- Best Homeowners Insurance: Lemonade
- Lemonade provides homeowners insurance through its user-friendly app, simplifying the process of getting coverage for your home and belongings.
- Best Auto Insurance: Root
- Root offers auto insurance that’s personalized based on your driving habits, potentially saving you money on premiums.
- Best for Multiple Lines: Esurance
- Esurance is a one-stop-shop for various types of insurance, making it convenient to bundle policies and manage them all in one place.
- Best Health Insurance: Oscar Health
- Oscar Health offers health insurance with easy-to-understand plans and digital tools to help you manage your healthcare needs.
Next Insurance stands out as the best option for business insurance. Founded in 2016, they offer coverage for over 1,300 different types of businesses, with policies that can be customized to suit your specific needs. Whether you’re a photographer, contractor, fitness instructor, or any other professional, Next Insurance has you covered.
Getting a quote from Next Insurance is quick and easy, often taking less than 10 minutes. Plus, all their policies are backed by Munich Re, a highly-rated insurance company, giving you peace of mind knowing you’re protected by a reliable insurer.
While Next Insurance may not offer all their products in every state, their extensive coverage options and affordable rates make them a top choice for small business owners across the country.
Conclusion
the rise of digital insurance companies has made it easier than ever to find and purchase the coverage you need. Whether you’re looking for business insurance, homeowners insurance, auto insurance, or health insurance, there’s a digital insurance provider out there to meet your needs. So why wait? Explore your options today and protect what matters most to you with the click of a button.