Ahmed Rufai
The Inflation Reduction Act (IRA) of 2022 is a new law in the United States that aims to help people afford their prescription medications. It was signed by President Biden on August 16, 2022. One important part of this law is that it allows the government to talk to drug companies to try to get … Read more
Traveling can be exciting, but sometimes plans change unexpectedly. That’s where travel insurance comes in handy. If you’re a frequent traveler, having the right insurance can be valuable, especially if you need to cancel your trip for any reason. In this guide, we’ll break down the best cancel for any reason (CFAR) travel insurance providers … Read more
Recent events like the deaths of Ahmaud Arbery, Breonna Taylor, and George Floyd have sparked a crucial movement for racial equality. One area where discrimination persists is in the insurance sector. Let’s explore this issue in straightforward terms. What is Discrimination in Insurance? Discrimination in insurance means treating people unfairly based on their race or … Read more
Are you a wine enthusiast or collector? If so, you know the time and money invested in building your collection. But have you thought about protecting it? Just like valuable art or jewelry, fine wine needs insurance coverage. Wine insurance helps safeguard your collection against damage, theft, and spoilage. Whether it’s stored at home, in … Read more
When you’re planning a trip, it’s essential to think about what might happen if you need to cancel. That’s where travel insurance comes in handy. One type of travel insurance you might hear about is called Cancel for Any Reason (CFAR) coverage. But what exactly does that mean, and is it worth it for your … Read more
In today’s digital age, almost everything can be done online – from consulting with your doctor through video calls to ordering groceries with just a few taps on your phone. Insurance is no exception to this trend. With the rise of insurtech, many insurance companies now offer their services entirely online or through user-friendly apps. … Read more
Insurance is a way to protect yourself from financial loss when unexpected events happen. But not all risks are insurable. In this blog post, we’ll break down the concept of pure risks, what they are, and why insurance companies typically cover them. What are Pure Risks? Pure risks are situations where there’s a chance of … Read more
Flexible Premiums: With VUL insurance, you can adjust your premium payments over time, allowing you to adapt to changes in your financial situation. Investment Component: Unlike traditional life insurance policies, VUL allows you to invest a portion of your premiums in a variety of investment options, such as stocks, bonds, or mutual funds. Cash Value … Read more
Protecting yourself from life’s uncertainties is crucial, and having the right insurance policies in place can provide the financial safety net you need. From unexpected accidents to life-altering events, insurance can offer peace of mind and security for you and your loved ones. In this article, we’ll discuss five must-have insurance policies that can safeguard … Read more
Insurance is a way to protect yourself financially when unexpected things happen. It’s like a safety net that you pay for in case something bad occurs. Let’s break down what insurance is, how it works, and the different types of insurance policies available. What Is Insurance? Insurance is like a contract between you and an … Read more